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How to Switch Your Payment Provider

Frustrated with high fees or poor service? Switching to a better card payment provider is easier than you think and could save you thousands.

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Exclusive Rates From as Low as 0.26%

Why Businesses Switch Their Card Payment Provider

If your current payment provider is locking you into high fees, limited features, or unreliable support, you’re not alone. Many UK businesses feel trapped in long-term contracts or unsure how to move to a better solution. Common reasons for switching include:

  • Rising or unclear fees that eat into your profit
  • Slow settlement times affecting cash flow
  • Poor customer service or support
  • Outdated terminals or lack of online options
  • Hidden charges or sudden rate increases
  • Unfair contract terms or long tie-ins

Switching providers used to be stressful, but it doesn’t have to be anymore. With expert help and the right process, moving to a more cost-effective and reliable payment partner is simple, smooth, and worthwhile.

Is It Time for a Change?

You might be used to your current provider, but that doesn’t mean it’s still the best fit. Payment providers evolve and so does your business. If you’re unsure whether to make a change, ask yourself:

  • Have your fees increased recently?
  • Do you understand all the charges on your statement?
  • Can your provider support your current sales channels?
  • Do they offer modern payment methods and integrations?
  • Is their customer support helpful and responsive?
  • Do you feel that your payment provider fees are too high?

If the answer to any of these is 'no', it’s likely time to consider a better alternative and that's where we come in.

How to Switch Card Payment Provider, Step by Step

We’ve helped hundreds of UK businesses successfully switch to more competitive and flexible payment providers. Here’s how we make the process seamless:

Initial Discovery Call
We learn how your business takes payments, your pain points, and what you need in a provider.

Fee Review & Comparison
Our experts review your existing fees and present clearly formatted, no-obligation quotes for alternatives.

Provider Matching
We match you with providers offering the best fit from lower rates to better tech and faster settlements.

Support Through Switching
We coordinate with your new provider to ensure a smooth transition with minimal disruption.

No Pushy Sales Calls
You deal with us only. No call centres. No spam. Just honest, helpful advice.

Follow-Up & Ongoing Help
We’re here after the switch too, making sure you stay happy with your new setup.

Key Benefits of Switching

We take the stress and confusion out of switching. Here's what you get when you use our service:

  • Lower Fees & Transparent Pricing
    Compare side-by-side quotes with no hidden charges or misleading rates.
  • Better Payment Tech
    Get access to modern terminals, online checkout, pay-by-link, or mobile payments that suit your business.
  • Improved Customer Support
    Switch to providers known for responsive, UK-based service teams.
  • Shorter, Fairer Contracts
    We help you avoid long tie-ins, auto-renewals or painful exit fees.
  • Improved Cash Flow
    Choose providers offering faster settlements and better funding terms.
  • Compliance & Security
    Only PCI DSS-compliant providers are recommended with fraud prevention built in.

Will Switching Disrupt My Business?

Not at all. We work to make your switch smooth and stress-free. In most cases, your new provider will handle the technical side including porting over your card machine, setting up online payments, and guiding you through the onboarding.

We'll coordinate with both parties to ensure there’s no downtime or interruption to how you get paid. And we’ll be on hand if you have questions or need help at any stage.

Don’t Overpay or Settle for Poor Service

You deserve a provider that charges fair rates, supports your business goals, and helps you grow. If you’re paying too much, waiting too long to get paid, or simply feeling ignored, it’s time for a better fit.

We’ll review your current setup, explain where you could save, and recommend providers that suit your business, all with no obligation, no pressure, and no sales calls.

Trusted by 1000s of UK Businesses

We’ve helped companies of all sizes, from local retailers to national ecommerce brands reduce their card processing fees without the hassle. Our clients process over £1 billion in payments annually through the UK’s leading providers.

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Rated Excellent on Trustpilot

We’re proud of our reputation for honest, expert service. Check our latest reviews on Trustpilot to see why business owners trust Compare Card Fees.

No Sales Calls, No Pressure, Just Advice

We don’t share, sell, or misuse your information, ever. All enquiries are handled directly by our UK-based team. You’re in safe hands from the very first click.

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Cut Your Card Fees, Get Expert Help