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Acquired.com
Specialist UK payment platform designed for fintechs, lenders, and subscription based businesses seeking full control and flexibility.
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What is Acquired.com?
Acquired.com is a UK based payment service provider offering acquiring, gateway, and open banking capabilities designed for regulated businesses. Founded with a focus on the lending and financial services sectors, it delivers custom payment infrastructure tailored to the needs of fintechs, credit providers, and high-growth digital platforms.
Rather than a one size fits all model, Acquired.com provides high-touch onboarding, technical flexibility, and advanced settlement capabilities, enabling businesses to create seamless, compliant payment experiences. With both acquiring and gateway functions under one roof, Acquired.com reduces reliance on multiple providers and gives clients full visibility into the entire transaction lifecycle.
Key Features of Acquired.com
Who is Acquired.com best for?
Acquired.com is ideal for:
- Direct lenders and credit platforms
- Fintechs needing secure, custom payment rails
- Subscription and recurring billing businesses
- B2B platforms requiring payment orchestration
- Marketplaces that need split payments or payout management
It is not aimed at small brick and mortar retailers or merchants looking for physical card machines or plug-and-play checkouts.
Acquired.com vs other providers
Compared to Stripe or Square, Acquired.com offers more control, more data, and hands on support but lacks the self serve setup and ecommerce plugins. It's closer in spirit to providers like Checkout.com or Adyen, but with a uniquely UK centric focus and strong support for regulated finance.
Its dual role as acquirer and gateway means fewer moving parts, better authorisation rates, and more accurate reconciliation, particularly valuable to businesses operating under tight compliance rules.
Pros and cons of Acquired.com
PROS
Excellent for regulated or high-risk industries
Unified platform with real-time visibility
Open Banking integration alongside card payments
High-touch support and onboarding
Strong UK compliance and security credentials
Cons
Not suitable for physical retail or casual merchants
No off-the-shelf ecommerce store integrations
Requires development resources to implement
FAQs about Acquired.com
Acquired.com is used by UK fintechs, direct lenders, subscription platforms, and marketplaces needing a reliable, compliant, and customisable payment stack.
No. Acquired.com focuses on digital payments, including card not present transactions, account to account transfers, and API driven gateways.
Yes. Acquired.com is authorised and regulated by the Financial Conduct Authority (FCA) and fully PCI DSS Level 1 compliant.
Yes. Acquired.com offers Payment Initiation Services (PIS) through Open Banking APIs enabling instant, secure bank transfers as an alternative to card payments.
Unlike Stripe or Square, Acquired.com is not designed for rapid self service onboarding. It offers more tailored onboarding, deeper transaction data, and control over both acquiring and gateway layers.
Yes. It supports recurring payments via card or bank transfer, and integrates easily with platforms offering subscription or repayment models.
Card payments (Visa, Mastercard, Amex), bank transfers via Open Banking, and customised payout options are supported. There is no POS terminal support.
Yes. Merchants access a full reporting suite that includes live transaction tracking, settlement timelines, chargeback analytics, and custom export tools.
Depending on your systems and complexity, integration typically ranges from a few days to a few weeks. Acquired.com provides UK-based technical support throughout.
Fees are customised based on transaction volume, business type, and required services. There are no hidden fees, and all costs are discussed upfront.
Is Acquired.com right for your business?
If you’re a UK fintech, credit provider, or regulated business looking for a customised, secure, and high performance payment partner, Acquired.com is a strong fit. It offers flexibility, transparency, and a hands-on approach that appeals to scaling digital platforms.
But if you're after a plug-and-play solution or a physical point of sale setup, other providers like SumUp, Dojo, or Square may be more appropriate.
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