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Crypto Payment Gateways
Accepting cryptocurrency can help your business stand out, expand globally, and reduce fees, with secure crypto gateways designed for ecommerce and digital first businesses.
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Exclusive Rates From as Low as 0.26%
What Are Crypto Payment Gateways?
Crypto payment gateways are tools that allow merchants to accept cryptocurrencies such as Bitcoin, Ethereum, USDT, or Litecoin, as payment for goods or services. These gateways convert incoming crypto into fiat (GBP, EUR, USD) or hold it in a secure wallet, depending on your preference.
They work similarly to traditional payment processors, but instead of authorising card payments, they validate and confirm blockchain transactions. With growing customer demand for decentralised finance and alternative payment options, crypto gateways offer a competitive edge.
Key Features of Crypto Payment Gateways
Popular Crypto Payment Gateway Providers
While there are many options globally, here are some of the most trusted crypto payment gateways available to UK businesses:
CoinPayments
Payments is one of the longest established crypto payment gateways, trusted by thousands of merchants globally. It supports over 120 cryptocurrencies including Bitcoin, Ethereum, Litecoin, and a wide range of altcoins. CoinPayments offers hosted checkout pages, point-of-sale tools, shopping cart plugins, and an easy to navigate merchant dashboard. Merchants can choose to auto convert crypto into fiat currencies like GBP or EUR or hold digital assets in CoinPayments' secure wallet system. As one of the most versatile crypto payment gateways, CoinPayments is particularly popular with ecommerce retailers looking for fast global checkout options and low fees (around 0.5%).
NOWPayments
NOWPayments is a non custodial crypto payment gateway that supports over 160 digital currencies. As a leading crypto payment gateway, it allows merchants to receive payments directly to their own wallets without relying on third-party custodians. This reduces security risks and offers more control to businesses that already use crypto. NOWPayments offers plugins for WooCommerce, Shopify, Magento, and other platforms, along with customisable APIs for developers. Its intuitive interface and instant payouts make it an ideal option for digital businesses and content creators accepting tips or subscription payments.
BitPay
BitPay is a US based crypto payment gateway that has been operational since 2011. It supports Bitcoin, Ethereum, and stablecoins like USDC and DAI, and is trusted by major global brands including Microsoft and Newegg. BitPay enables UK businesses to accept crypto payments online, in-person, or via invoices. One of its key features is instant crypto to fiat conversion, helping merchants avoid exposure to crypto market volatility. As one of the most recognisable names in the crypto payment gateways space, BitPay combines scalability with strong security and AML/KYC tools, making it a popular choice for larger businesses or those operating in regulated sectors.
Coinbase Commerce
Coinbase Commerce is the merchant facing product from Coinbase, one of the world’s most well-known cryptocurrency exchanges. This crypto payment gateway offers non-custodial infrastructure, meaning merchants control their own funds and keys. Coinbase Commerce supports Bitcoin, Ethereum, Litecoin, and USDC, and provides an easy to use interface for businesses new to accepting crypto. While the feature set is slightly more limited than some other providers, the brand recognition and trust associated with Coinbase make it an attractive starting point. It’s particularly well suited for startups, SaaS platforms, and businesses already using Coinbase for trading or treasury.
TripleA
TripleA is a regulated crypto payment gateway with a strong focus on compliance and ease of use. Based in Singapore but available to UK merchants, TripleA supports Bitcoin, Ethereum, and stablecoins, and offers realtime crypto to fiat conversion. What sets TripleA apart is its emphasis on regulatory alignment, including KYC, AML, and licensing making it one of the few crypto payment gateways that’s a strong fit for accountants, financial platforms, and regulated industries. It also offers multilingual merchant support, API integration, and settlement in local currencies, which helps reduce accounting complexity for UK businesses.
Pricing & Comparison
Most crypto gateways charge between 0.5% and 1.0% per transaction, lower than standard card fees. There are usually no chargebacks, setup fees, or monthly costs. Providers like CoinPayments offer flexible pricing and integration for UK based ecommerce businesses.
Compared to Stripe, Square, or PayPal, crypto gateways:
- Have lower transaction costs
- Eliminate chargebacks and fraud
- Enable borderless commerce
However, crypto adoption remains niche and requires careful wallet and tax management. Some platforms offer built-in compliance tools to address this.
At Compare Card Fees, we can help you assess whether adding a crypto payment option makes sense for your business and connect you with trusted gateway partners.
Pros and Cons of Crypto Payment Gateways
PROS
Low fees and no chargebacks
Accept payment from anywhere in the world
Option to auto convert crypto to GBP or hold it
Integrates with major ecommerce platforms
Aligns your business with Web3 trends
Cons
Crypto price volatility unless auto converted
Some gateways lack UK regulatory oversight
Requires wallet management and basic blockchain understanding
FAQs about Crypto Payment Gateways
Yes, UK businesses can legally accept crypto as payment, though it is not recognised as legal tender. You must account for it properly for tax purposes.
CoinPayments is a global crypto payment gateway supporting 120+ cryptocurrencies with ecommerce plugins and fiat conversion options.
It depends. Crypto offers lower fees and no chargebacks, but adoption is still lower than traditional card methods.
Most providers offer plugins for Shopify, WooCommerce, Magento, and API options for custom setups.
Yes. Many gateways allow auto-conversion into GBP, USD, or EUR to avoid volatility.
Yes, either custodial (from the provider) or your own. Wallet setup is usually part of onboarding.
Yes. HMRC treats crypto as property, so it is subject to capital gains and business tax rules.
The main risks include price volatility, regulatory changes, and wallet mismanagement but these are manageable with the right tools.
Online retailers, SaaS providers, content creators, and global digital platforms are early adopters of crypto payments.
Yes, we can help you evaluate providers like CoinPayments, BiyPay, Now Payments, Coinbase Commerce and TripleA ensuring it complements your wider payment strategy.
Should You Accept Crypto Payments?
Accepting cryptocurrency isn’t right for every UK business but for ecommerce, digital-first platforms, and global services, it offers serious advantages in cost, reach, and innovation.
Crypto payment gateways like CoinPayments give you a secure, low-fee way to expand your checkout options, especially if you’re targeting a tech savvy customer base or selling internationally.
If you're curious about adding crypto to your payments stack, Compare Card Fees can guide you through setup, compliance, and provider selection.
Still exploring options? Compare UK payment providers here to find the best fit for your business.
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