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Compare The Latest Offers On Card Payment & Gateway Fees

Our unique and free service will help you find the right payment provider for your businesses and minimise card processing costs

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Your details stay private. No sales calls. No third parties.

Avoid Comparison Websites And Get the Latest Offers From The UK's Most Reliable Providers

Since 2012, our free, independent service has helped thousands of UK businesses compare card payment providers. Unlike typical comparison sites that bombard you with sales calls or sell your data, we offer trusted, unbiased advice to help you choose the best payment solutions and reduce card processing fees.

Whether you're starting out or running a enterprise operation, our experts guide you through payment gateways, merchant accounts, and transaction fees. With access to 90% of the UK's top card payment providers, we ensure competitive offers without pressure or spam, supporting you throughout your agreement for smooth, secure card payments.
  • FREE expert guidance tailored to your business needs
  • Compare 90% of the UK's leading card payment providers
  • We never sell your details, no spam and no incessant sales calls
  • Trusted by 1000s of UK retailers, trades, and online businesses
  • Find the right solution with clear, impartial advice
  • On-going support during your agreement, with approved providers

 Compare UK Card Processing Fees in 3 Simple Steps

No spam. No sales calls. Just expert advice to help UK businesses cut card fees. Try it now, Start Comparing, Start Saving!

STEP 1

Complete The Form

Begin by filling out a quick online form with essential details about your business and transaction volumes. Unlike many comparison platforms, we guarantee no unsolicited sales calls. Instead, you receive tailored offers from reputable providers that match your business profile. Your data remains secure, as we never sell it to third parties.

STEP 2

Speak to a Payment Expert

Next, you will have a brief, five-minute call with one of our UK based payment specialists. They will guide you through the best card payment options based on your turnover, sector, and payment preferences. Whether you prefer contactless payments, mobile payments like Apple Pay and Google Pay, or traditional card reader setups, our advisors provide clear, impartial advice without pushing a specific provider.

STEP 3

Compare Rates

Finally, you'll receive the latest, most competitive quotes directly from trusted UK card payment providers. This transparent comparison allows you to select the payment processor that aligns best with your business model, whether you require a virtual terminal for telephone payments, a countertop card machine for in-person transactions, or an online payment gateway for e-commerce.

Start Comparing, Start Saving

Join 1000s of UK Businesses who have already benefited

Thousands of UK businesses trust our service, collectively processing over £1 billion in card payments every year. Whether you're looking for a better payment processor, want to reduce your card processing costs, or need a reliable payment gateway, we'll help you compare leading UK providers and secure a better deal.

Why Businesses Trust us for Payment Provider Advice

Side-by-Side Gateway Comparisons

We present your options in a clear, side-by-side format, making it easy to compare payment gateway features, integration capabilities, and fees such as fixed fees, transaction fees, authorisation fees, and chargeback fees. This transparency helps you understand the true cost of processing card payments and choose the best payment solutions for your needs.

Experienced, Impartial Advisors - Not Salespeople

Our team consists of experienced advisors, not salespeople. We help sole traders, retailers, tradespeople, and online businesses navigate complex contracts, uncover hidden fees, and select gateways that support secure transactions and preferred payment methods, including Visa, Mastercard, debit cards, and international cards.

Know What You’re Signing - Before You Sign

Contracts with merchant service providers can be complicated. We highlight important terms such as cancellation clauses, settlement times, and any additional fees like currency conversion or monthly fees. This ensures you avoid expensive agreements with poor support and understand exactly what you are committing to.

Lower Card Processing Fees Through Independent Advice

Thanks to our industry insight and trusted relationships with leading UK payment facilitators, we help you negotiate better rates without compromising on service quality. Our advice focuses on reducing transaction fees and annual card turnover costs, whether you accept credit card payments, debit card transactions, or mobile payments.

One Trusted Point of Contact - No Call Centres

From your initial inquiry to finalising your agreement, you will work with a single dedicated expert. This personalised service means no frustrating call centres or being passed between multiple providers. Your advisor is here to help, not to sell.

Direct Access to Top UK Payment Gateways

We collaborate with the UK’s most trusted payment gateway providers, including Stripe, Square, Worldpay, and Sage Pay. This gives you access to the best card payment machines, virtual terminals, and payment links in one place, saving you time and effort in research and negotiation.

Compare Payment Providers by Industry

Different industries have unique payment processing needs. We help UK businesses across sectors find the right merchant service provider to reduce card processing fees and improve customer experience.

Small Business

Small businesses can avoid long contracts and high upfront costs by comparing pay-as-you-go card machines and merchant accounts built for lower transaction volumes.

Best Card Machine for Small Business

Ecommerce

Online retailers can reduce checkout abandonment and fees by comparing payment gateways built for secure, fast card and digital wallet payments.

Ecommerce Payment Processing

High-Risk Businesses

High-risk sectors need specialist merchant accounts that stay approved and keep processing, backed by providers experienced with chargeback and compliance requirements.

High-Risk Merchant Services

Charity

Charities can maximise donations by comparing low-fee card machines and payment processors designed for one-off and recurring giving, including Gift Aid-friendly setups.

Card Machines & Payment Processing for Charities

Travel & Tourism

Providers specialising in travel and tourism help reduce fees on bookings and in-person sales, supporting multiple payment methods including Apple Pay and Google Pay.

Payment Processing for Travel & Tourism

Retail

Retailers can lower card fees by comparing merchant service providers that offer fast, secure contactless payments and card readers suitable for in-store use.

Retail Merchant Services

We Help You Find the Right Payment Solution for Your Business

Whether you accept card payments face-to-face, over the phone, or online, selecting the right payment provider can significantly affect your profitability and customer satisfaction.

  • Face-to-Face Payments – Accept fast, secure card payments at the till, counter, or on the move using the best card payment machines and card readers.
  • Telephone Payments – Process payments over the phone with fully PCI-compliant virtual terminals.
  • Pay by Link – Send secure, branded payment links via email, SMS, or social media to accept payments remotely.
  • Online Payments – Implement seamless checkout and gateway solutions for e-commerce platforms and subscription-based services.
  • Direct Debits – Set up recurring payments or regular billing, ideal for subscription services.
  • Open Banking Solutions – Offer instant account-to-account payments with lower fees compared to card payments.
  • Marketplace Payments – Manage platforms with multi-vendor sites and split payments efficiently.
  • EPOS Integrations – Connect card payments directly to your point-of-sale system for enhanced speed and inventory management.

We tailor our recommendations to your business model, preferred payment methods, transaction volumes, and average transaction value, helping you reduce costs, improve reliability, and maintain control.

Request expert advice now and find your best-fit solution, fast, free and fully independent

Your Questions Answered, Honest, Expert Help You Can Trust

What does Compare Card Fees actually do?

We provide free, expert-led advice to help UK businesses compare card payment providers and secure better processing rates. Unlike many comparison sites, we don't sell your data or pass your details to multiple sales agents. You deal directly with us, with no call centres and no spam.

Is it really free to use?

Yes. Our service is completely free to use, with no hidden charges. You're never tied in, and there's no obligation to move forward unless it's the right fit for your business.

How does the process work?

It's a simple three-step process: tell us about your business and how you currently take payments, speak to a real expert (not a sales rep), then receive personalised quotes from trusted UK payment providers. We explain each option clearly so you can choose the best deal for your needs.

Will I get bombarded with sales calls?

No. This is one of the main reasons Compare Card Fees exists. You'll only ever speak to us, and only when you want to. Your details are never passed on without your clear consent. We're fully registered with the ICO (ZA666396).

Who do you work with?

We work with over 90% of the UK's leading acquiring banks and payment service providers, including Stripe, Worldpay, Square, Barclaycard and more. Our recommendations are completely independent, with no bias toward any one provider.

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Key takeaways

Free, independent card payment advice for UK businesses since 2012

Compare Card Fees is a free, independent comparison service that helps UK businesses find better card payment deals. We work with over 90% of the UK's leading acquiring banks and payment service providers - including Stripe, Worldpay, Square and Barclaycard - so you can compare quotes side by side without contacting each provider separately. There are no call centres, no sales scripts, and your details are never passed on without your clear consent. Compare Card Fees has been helping UK businesses cut card processing costs since 2012.

  • Compare Card Fees is free, independent and has helped UK businesses compare card payment providers since 2012.
  • We work with over 90% of the UK's leading acquiring banks and payment service providers, including Stripe, Worldpay, Square and Barclaycard.
  • You deal directly with a UK-based expert - never a call centre or outsourced sales team - and your details are never sold or passed on without consent.
  • Browse comparisons by provider, sector, or payment type below, or get personalised quotes for your specific business.

Cut Your Card Fees, Get Expert Help