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Compare The Latest Offers On Card Payment & Gateway Fees

Our unique and free service will help you find the right payment provider and minimise your card processing costs

Your details stay private. No sales calls. No third parties.

Avoid Comparison Websites And Get the Latest Offers From The UK's Most Reliable Providers

Since 2012, our free, independent service has helped thousands of UK businesses compare card payment providers. Unlike typical comparison sites that bombard you with sales calls or sell your data, we offer trusted, unbiased advice to help you choose the best payment solutions and reduce card processing fees.

Whether you're starting out or running a enterprise operation, our experts guide you through payment gateways, merchant accounts, and transaction fees. With access to 90% of the UK's top card payment providers, we ensure competitive offers without pressure or spam, supporting you throughout your agreement for smooth, secure card payments.
  • FREE expert guidance tailored to your business needs
  • Compare 90% of the UK's leading card payment providers
  • We never sell your details, no spam and no incessant sales calls
  • Trusted by 1000s of UK retailers, trades, and online businesses
  • Find the right solution with clear, impartial advice
  • On-going support during your agreement, with approved providers

 Compare UK Card Processing Fees in 3 Simple Steps

No spam. No sales calls. Just expert advice to help UK businesses cut card fees. Try it now, Start Comparing, Start Saving!

STEP 1

Complete The Form

Begin by filling out a quick online form with essential details about your business and transaction volumes. Unlike many comparison platforms, we guarantee no unsolicited sales calls. Instead, you receive tailored offers from reputable providers that match your business profile. Your data remains secure, as we never sell it to third parties.

STEP 2

Speak to a Payment Expert

Next, you will have a brief, five-minute call with one of our UK based payment specialists. They will guide you through the best card payment options based on your turnover, sector, and payment preferences. Whether you prefer contactless payments, mobile payments like Apple Pay and Google Pay, or traditional card reader setups, our advisors provide clear, impartial advice without pushing a specific provider.

STEP 3

Compare Rates

Finally, you'll receive the latest, most competitive quotes directly from trusted UK payment providers. This transparent comparison allows you to select the payment processor that aligns best with your business model, whether you require a virtual terminal for telephone payments, a countertop card machine for in-person transactions, or an online payment gateway for e-commerce.

Start Comparing, Start Saving

Join 1000s of UK Businesses Already Benefiting

Thousands of UK businesses have already benefited from our service, processing over £1 billion in card payments annually through trusted providers. This collective purchasing power helps secure rates and volume discounts that individual businesses rarely access, lowering card processing fees and improving cash flow.

Why Businesses Trust us for Payment Provider Advice

Side-by-Side Gateway Comparisons

We present your options in a clear, side-by-side format, making it easy to compare payment gateway features, integration capabilities, and fees such as fixed fees, transaction fees, authorisation fees, and chargeback fees. This transparency helps you understand the true cost of processing card payments and choose the best payment solutions for your needs.

Experienced, Impartial Advisors - Not Salespeople

Our team consists of experienced advisors, not salespeople. We help sole traders, retailers, tradespeople, and online businesses navigate complex contracts, uncover hidden fees, and select gateways that support secure transactions and preferred payment methods, including Visa, Mastercard, debit cards, and international cards.

Know What You’re Signing - Before You Sign

Contracts with merchant service providers can be complicated. We highlight important terms such as cancellation clauses, settlement times, and any additional fees like currency conversion or monthly fees. This ensures you avoid expensive agreements with poor support and understand exactly what you are committing to.

Lower Card Processing Fees Through Independent Advice

Thanks to our industry insight and trusted relationships with leading UK payment facilitators, we help you negotiate better rates without compromising on service quality. Our advice focuses on reducing transaction fees and annual card turnover costs, whether you accept credit card payments, debit card transactions, or mobile payments.

One Trusted Point of Contact - No Call Centres

From your initial inquiry to finalising your agreement, you will work with a single dedicated expert. This personalised service means no frustrating call centres or being passed between multiple providers. Your advisor is here to help, not to sell.

Direct Access to Top UK Payment Gateways

We collaborate with the UK’s most trusted payment gateway providers, including Stripe, Square, Worldpay, and Sage Pay. This gives you access to the best card payment machines, virtual terminals, and payment links in one place, saving you time and effort in research and negotiation.

Compare Payment Providers by Industry

Different industries have unique payment processing needs. We help UK businesses across sectors find the right merchant service provider to reduce card processing fees and improve customer experience.

Retail

Retailers can lower card fees by comparing merchant service providers that offer fast, secure contactless payments and card readers suitable for in-store use.

Travel & Tourism

Providers specialising in travel and tourism help reduce fees on bookings and in-person sales, supporting multiple payment methods including Apple Pay and Google Pay.

Hospitality

Hospitality businesses benefit from payment processing solutions tailored to fast-paced environments, including mobile payments and integrated inventory management.

Financial Services

Financial service providers require streamlined card payments with high security and compliance, ensuring smooth processing of credit card payments and debit card transactions.

Educational

Educational institutions can find cost-effective payment solutions to handle tuition fees and donations, including subscription-based services and recurring payments.

Gaming

For iGaming, betting, and online casinos, secure and compliant payment processing is essential to accept card payments from international cards and manage chargeback risks.

We Help You Find the Right Payment Solution for Your Business

Whether you accept card payments face-to-face, over the phone, or online, selecting the right payment provider can significantly affect your profitability and customer satisfaction.

  • Face-to-Face PaymentsAccept fast, secure card payments at the till, counter, or on the move using the best card payment machines and card readers.
  • Telephone Payments – Process payments over the phone with fully PCI-compliant virtual terminals.
  • Pay by Link – Send secure, branded payment links via email, SMS, or social media to accept payments remotely.
  • Online Payments – Implement seamless checkout and gateway solutions for e-commerce platforms and subscription-based services.
  • Direct Debits – Set up recurring payments or regular billing, ideal for subscription services.
  • Open Banking Solutions – Offer instant account-to-account payments with lower fees compared to card payments.
  • Marketplace Payments – Manage platforms with multi-vendor sites and split payments efficiently.
  • EPOS Integrations – Connect card payments directly to your point-of-sale system for enhanced speed and inventory management.

We tailor our recommendations to your business model, preferred payment methods, transaction volumes, and average transaction value, helping you reduce costs, improve reliability, and maintain control.

Request expert advice now and find your best-fit solution, fast, free and fully independent

Your Questions Answered, Honest, Expert Help You Can Trust

What is CompareCardFees.co.uk?

Compare Card Fees is a free, independent service that helps UK businesses find the right payment gateway for their needs. We offer honest, expert advice with no pressure, helping you cut through the noise and make confident decisions. Our goal is to simplify complex payment choices and help you avoid costly mistakes.

Is your service really free?

Yes. Our service is completely free to use, with no hidden charges or small print. You won’t be tied in, and there’s absolutely no obligation to move forward unless it’s right for your business.

How are you different from other comparison sites?

We don’t sell or share your information with sales agents or call centres. You’ll only deal with us, and we’ll support you throughout the process with impartial advice tailored to your business. Unlike other platforms, we’re not paid to push specific providers, your needs always come first.

Can you really help me save money?

Absolutely. We regularly help businesses uncover savings by switching to a more suitable payment gateway. Whether it’s lower transaction fees or better contract terms, even small changes can add up to significant annual savings.

Who do you work with?

We work with a wide network of trusted UK payment providers including Stripe, Square, Worldpay, Zettle and more. Because our clients process over £1 billion in card payments each year, we have the buying power to help you get a better deal. We only recommend providers we know and trust, no one gets promoted unless they deliver real value.

What types of payments can you help with?

We support everything from face-to-face card payments and telephone transactions to Pay by Link, online checkouts, EPOS systems and Open Banking. Whatever your setup, we’ll guide you to the solution that fits your business best. We understand that every business is different - and we tailor our advice accordingly.

How quickly will I get help?

One of our advisors will usually get in touch the same day you submit your details. We’ll quickly learn about your business and guide you through your best options without jargon or sales pressure. The sooner you start, the sooner you could be saving.

Why do UK businesses trust you?

We’ve helped hundreds of businesses across the UK choose the right provider and save on card processing fees. They trust us because we’re transparent, experienced, and we always put their success first, never sales quotas. We exist to help you make smart financial decisions with confidence and clarity.

Cut Your Card Fees, Get Expert Help