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Global Payments
A global payments powerhouse offering Unified Commerce solutions, point of sale, ecommerce, and integrated platforms for UK businesses of all sizes.
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Exclusive Rates From as Low as 0.26%
What is Global Payments?
Global Payments is one of the world’s largest payment processors, operating in over 100 countries and processing more than 66 billion transactions annually. In the UK, it provides a full suite of merchant services, from in-store card machines and cloud based POS systems to ecommerce gateways and integrated solutions for platforms and software providers.
With solutions like Genius POS and Total System Services (TSYS), Global Payments offers merchants a unified commerce infrastructure. This means all channels, mobile, countertop, web, and unattended kiosks can be managed through a single API and reporting dashboard. It integrates seamlessly across fintech platforms, ISVs, and enterprise software, enabling frictionless payment experiences regardless of where sales occur.
A backed by scale network and strong security stack mean that UK businesses benefit from rapid authorisation, reliable settlement, and world class compliance (PCI, 3D Secure). Whether you're a local retailer or a high volume ecommerce site, Global Payments supports your growth with flexibility and performance.
Key Features of Global Payments
Who Is Global Payments Best Suited To?
Global Payments is best suited to medium to large UK businesses that require an omnichannel payment strategy. It excels for:
- Multi site retailers who want a unified POS and reporting system
- High volume ecommerce brands needing robust online checkout and recurring billing support
- Hospitality chains requiring unattended, in-person, and takeaway payment flows
- Developers and platforms integrating embedded payments via API
- B2B businesses managing recurring or complex billing requirements
It may be less suitable for sole traders or micro merchants who prioritise simplicity, speed of onboarding, or ultra low cost hardware over full customisation and scale.
Pricing & Comparison Overview
Global Payments offers a Headline Rate that includes processing costs and interchange, followed by bespoke pricing based on merchant volume, channel mix, contract term, and risk. For UK businesses, typical ecommerce and in-store rates start from 0.60% to 1.70% for debit and 1.00% to 1.70% for credit cards, with commercial cards up to 2.8%.
Terminal rentals are often £12.95–£15/month, with three free months sometimes available and no upfront setup fees. This positions Global Payments competitively among traditional acquirers like Worldpay or Barclays, but strongly ahead in omnichannel flexibility and developer support.
Through Compare Card Fees, you can access negotiated rates, optimise your merchant setup, and potentially reduce your headline fees especially for higher turnover, hybrid channel models.
Pros and Cons of Global Payments
PROS
One integration for all payment channels
Cloud enabled POS (Genius) with seamless deployment
Global acquiring & multi currency support
APIs designed for fintech integration & platforms
Advanced fraud tools and low latency infrastructure
Flexible terminal options, including unattended and voice payments
Cons
Requires negotiation for best pricing and contract terms
Can be complex to configure for smaller retailers
Fixed term commitments typically apply
Not as plug and play as SumUp or Square
FAQs about Global Payments
Global Payments is a major global acquirer and payment processor offering POS, ecommerce, gateway, and embedded solutions for UK businesses.
Yes, the Genius POS system provides a cloud based terminal, enabling remote updates, management, and real-time reporting.
Absolutely. Full developer APIs and SDKs enable seamless embedments across apps, kiosks, and software systems.
Yes, from self-service kiosks and parking terminals to vending machines and IVR voice payments.
Global Payments sets a Headline Rate combining processing and interchange; merchant rates typically range 0.6–1.7% for debit and 1.0–1.7% for credit cards.
Yes. Global Payments offers fraud tools, 3D Secure 2, AVS, CVV checks, and analytics by default.
Businesses receive local support through Global Payments GPUK LLP, with terminals rental, compliance, and 24/7 support.
Settlement terms vary by merchant profile; typical timelines are next‑day for standard fees, or custom schedules per agreement.
Yes, our team works directly with Global Payments to secure enhanced pricing and feature bundles aligned with your business profile.
Yes. Global Payments supports recurring payment setups and subscription billing via their API and ecommerce gateway. It's a great fit for SaaS, memberships, and businesses offering instalment plans.
Is Global Payments Right for Your Business?
If you're looking for a single, scalable payment platform across channels, supported by global infrastructure and robust API integration, Global Payments stands out. Its solutions serve everyone from small retailers deploying Genius POS to high volume enterprises integrating payments into software or devices.
While it requires negotiation and configuration, Compare Card Fees can help simplify setup and secure competitive terms. To explore how Global Payments compares or to get started, connect with our expert team.
Still exploring options? Compare UK payment providers here to find the best fit for your business.
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