Cut Your Card Fees, Get Expert Help
01204 201728
We are rated Excellent on:
Secute Trading
Secure Trading provides UK merchants with powerful gateway technology, card processing, and fraud tools tailored to ecommerce and high risk businesses.
---------
Exclusive Rates From as Low as 0.26%
What Is Secure Trading?
Secure Trading is a UK based payment gateway and merchant services provider offering online and telephone card processing, fraud prevention, and PCI compliance tools. Established in 1997 and now part of the UPAY and TRUST Payments group, Secure Trading serves businesses across retail, finance, hospitality, and regulated sectors.
The platform is best known for its powerful gateway technology and robust fraud prevention systems, supporting both low risk ecommerce and high risk verticals such as gaming, financial services, and travel. Secure Trading offers a tailored approach to payment processing, allowing businesses to choose from a wide range of acquiring partners or use bundled merchant account services.
For UK companies seeking a gateway first solution with room for technical customisation, security oversight, and compliance expertise, Secure Trading remains a strong, established provider.
Secure Trading Features & Solutions
Ideal Use Cases for Secure Trading
Secure Trading is ideal for:
- Ecommerce businesses needing a flexible gateway
- Regulated sectors (gaming, financial, travel)
- Subscription based platforms or SaaS businesses
- Call centres and telephone based sales operations
- Businesses needing third party acquirer flexibility
Less suited to:
- In person retailers needing card machines and EPOS
- Micro merchants or sole traders needing instant setup
- Businesses requiring modern mobile first payment apps
Secure Trading Pricing Overview
Pricing is tailored to business size, sector, risk profile, and volume. Merchants can opt for a bundled gateway + merchant account package or use Secure Trading with their preferred acquirer.
- Gateway fees: Usually include setup, monthly usage, and per-transaction charges
- Merchant account fees: May include MDRs (Merchant Discount Rates), settlement charges, and chargeback handling
- Optional addons: Recurring billing, fraud tools, and advanced reporting may incur extra fees
Secure Trading is competitive in sectors where custom fraud tools, multi acquirer flexibility, and compliance are key. Compare Card Fees can help you review total costs and negotiate better terms.
Pros and Cons of Secure Trading
PROS
Robust fraud management and PCI tools
Flexible integration and acquirer options
Long standing UK provider with compliance expertise
Suitable for high risk and regulated businesses
Cons
Not a fit for in person payment needs
Setup and pricing can vary by use case
Requires technical integration or support
FAQs About Secure Trading
Secure Trading is primarily a payment gateway, but also offers merchant account services through acquiring partners.
Yes. Secure Trading allows you to bring your own acquiring bank, offering flexibility for businesses already set up.
Yes, tokenisation and subscription billing tools are builtin, ideal for SaaS, subscriptions, or donations.
They support ecommerce, financial services, travel, gaming, and other regulated or high risk sectors.
Yes. Secure Trading meets PCI DSS Level 1 compliance and offers encryption, tokenisation, and compliance tools.
Yes, it supports multi currency checkout, settlement, and localised interfaces for international customers.
Yes, merchants can securely accept MOTO payments via a web based virtual terminal.
It offers more fraud control, customisation, and acquiring flexibility, better for regulated or high risk industries.
Yes, you can choose hosted forms, iframes, or full API integration with branding and UX control.
Absolutely, we’ll help assess your use case, compare pricing, and match you with the best acquiring setup.
Is Secure Trading Right for Your Business?
Secure Trading remains a highly capable and trusted gateway for UK businesses needing advanced fraud protection, integration flexibility, and regulatory compliance. Its ability to serve high risk sectors and support multi acquirer setups makes it ideal for ecommerce businesses that need more than a plug and play solution.
If your business relies on recurring billing, phone sales, or regulated payments or if you simply want more control over your gateway and acquiring relationships, Secure Trading is well worth considering.
At Compare Card Fees, we can help you decide whether Secure Trading aligns with your goals, negotiate rates, and ensure your payment setup is scalable and secure. Talk to our team today to explore your options and get expert advice tailored to your business.
Still exploring options? Compare UK payment providers here to find the best fit for your business.
Compare UK Payment Providers
Trusted by 1000s of UK Businesses
We’ve helped companies of all sizes, from local retailers to national ecommerce brands reduce their card processing fees without the hassle. Our clients process over £1 billion in payments annually through the UK’s leading providers.
Rated Excellent on Trustpilot
We’re proud of our reputation for honest, expert service. Check our latest reviews on Trustpilot to see why business owners trust Compare Card Fees.
No Sales Calls, No Pressure, Just Advice
We don’t share, sell, or misuse your information, ever. All enquiries are handled directly by our UK-based team. You’re in safe hands from the very first click.
Registered with the ICO (ZA666396)
CompareCardFees.co.uk is owned and operated by Independent Merchant Services Ltd.
© Independent Merchant Services Ltd – Company Registration: 08062773 – ICO Registration: ZA666396
Understand Card Processing & Provider Options
Optimise Merchant Services for Growth
©Copyright Independent Merchant Services - 2026 - Privacy Policy