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TakePayments
TakePayments is a popular UK provider of card machines and merchant services, offering face to face onboarding, short contracts, and competitive rates for SMEs.
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What Is TakePayments?
TakePayments is a UK-based card payment provider that offers merchant services and payment solutions tailored to small and medium sized businesses. Formerly known as Payzone (for merchant services), the company rebranded to TakePayments and has since grown its presence nationwide, particularly in hospitality, retail, and trades.
What sets TakePayments apart is its commitment to personal service. Instead of a purely online onboarding process, TakePayments sends a local payment consultant to your business to discuss your needs and recommend a tailored setup, whether that includes card machines, virtual terminals, or online payments.
Unlike traditional providers with long contracts, TakePayments offers shorter, flexible agreements with no setup fees, making it appealing for businesses wanting a more personal and manageable alternative to banks or aggregators.
TakePayments is a partner of Barclaycard, meaning your merchant account is backed by a trusted UK acquirer, while TakePayments handles the setup, onboarding, and day to day support.
Key Features of TakePayments
Who Is TakePayments Best For?
TakePayments is an excellent choice for:
- Hospitality businesses (cafés, restaurants, pubs)
- High street retailers and independent shops
- Mobile trades and home service providers
- SMEs wanting in-person support and setup
It may be less suitable for:
- Online only businesses needing advanced ecommerce tools
- Large enterprises with custom acquiring needs
- Merchants looking for plug and play hardware with no onboarding
TakePayments Pricing Structure
TakePayments offers custom quotes based on your business type, transaction volume, and card mix. There are no setup fees, and your local payment consultant will explain the full pricing before you sign up.
Typically, your costs will include:
- A monthly fee for your card machine (depending on the model)
- Per transaction fees for debit and credit card payments
- Optional charges for virtual terminals or ecommerce tools
TakePayments’ pricing is competitive for SMEs, especially when compared to aggregators like SumUp or Square that charge higher per transaction rates. Plus, with local support and shorter contracts, many businesses find the extra service worth it.
At Compare Card Fees, we can help you review your quote, understand the contract terms, and compare against other merchant service providers to make sure you're getting good value.
Pros and Cons of TakePayments
PROS
Personalised, face to face setup and support
Backed by Barclaycard’s acquiring network
Flexible contracts and no setup fees
UK based service team with dedicated account managers
Suitable for a wide range of industries and business sizes
Cons
No instant online sign up or self service onboarding
Not designed for large scale ecommerce or developer-led setups
Requires a consultation before pricing is provided
FAQs About TakePayments
Yes. TakePayments serves businesses throughout the UK with regional consultants and UK based support.
No. TakePayments offers shorter and more flexible contract terms compared to traditional merchant providers.
No. TakePayments does not charge setup fees. All onboarding and installation are included in your agreement.
Yes, you can use virtual terminals, ecommerce payment gateways, or payment links to accept card payments remotely.
TakePayments handles sales, onboarding, and support, while the card processing is powered by Barclaycard’s acquiring services.
Yes. TakePayments assists with PCI DSS compliance and includes fraud prevention tools as part of your service.
Countertop, portable, and mobile terminals are all available, each with chip & PIN, contactless, and mobile wallet support.
In most cases, setup is completed within a few days, with in person assistance provided by your local consultant.
Yes, support is provided by UK based teams, with a dedicated account manager assigned to your business.
Absolutely, we can help you compare your TakePayments offer with alternatives and make sure the terms are fair and competitive.
Is TakePayments Right for You?
SumUp is an excellent starting point for UK businesses looking to accept card payments TakePayments is one of the few merchant service providers offering real world, in person onboarding for small UK businesses. That human touch, combined with shorter contracts, no setup fees, and a partnership with Barclaycard, makes it an appealing choice for hospitality, retail, and service sector SMEs.
If you value personal service, want fast setup with support on hand, and don’t want to be tied into long, complex agreements, TakePayments is well worth considering.
At Compare Card Fees, we work with businesses every day to review merchant quotes, explain the small print, and help you choose a provider that matches your trading needs, customer experience goals, and growth plans.
Speak to our team to see if TakePayments is right for your business or to compare it with other trusted UK payment providers.
Still exploring options? Compare UK payment providers here to find the best fit for your business.
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