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EVO Payments

A global acquiring partner offering secure EVO card payments and integrated processing services for businesses across retail, hospitality, and B2B sectors.

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evo payments

What is EVO Payments?

EVO Payments is a global merchant acquirer and payment processor that offers card acceptance services for face to face, ecommerce, and telephone transactions. Active in over 50 markets and publicly listed, EVO provides acquiring services directly to merchants and through partnerships with ISOs, software vendors, and banks.

In the UK, EVO Payments delivers payment solutions tailored for the retail, hospitality, and B2B sectors, helping businesses accept card payments through countertop and mobile terminals, online gateways, and virtual terminals. Their services include merchant accounts, fraud protection, and PCI compliance tools.

Through their local presence and strong integration partnerships, EVO stands out as a dependable, scalable provider for SMEs, multi site retailers, and B2B operations seeking professional grade card payment infrastructure.

Key Features of EVO Card Payments

  • Comprehensive acquiring services
    EVO acts as both acquirer and processor, allowing direct control over authorisation, settlement, and chargeback management.
  • Card machines for retail & hospitality
    EVO offers countertop, portable, and mobile card machines with contactless, Apple Pay, and Google Pay support.
  • Online payment gateways
    Merchants can accept online payments through EVO’s ecommerce gateway, with support for hosted checkout and API integrations.
  • Virtual terminal for phone payments
    Secure browser based solution for businesses taking orders over the phone or via mail (MOTO).
  • Fast, secure settlement
    Funds are typically settled to your bank account in 1–2 working days, depending on your agreement.
  • B2B payment processing
    EVO specialises in Level 2 and Level 3 processing, offering lower interchange fees and enhanced reporting for high volume B2B merchants.
  • Partner friendly integrations
    EVO integrates with many EPOS systems, hospitality platforms, and business software providers.
  • Fraud prevention and PCI tools
    Built-in security includes 3D Secure, AVS, CVV checks, and PCI DSS support for compliance.

Who Should Consider EVO Card Payments?

EVO Payments is well suited for:

  • Retailers with multiple locations
  • Bars, cafés, hotels, and hospitality venues
  • Wholesalers, manufacturers, and B2B service providers
  • Businesses with mixed payment channels (in-person, online, phone)
  • Companies requiring custom integrations or large scale processing

It is less suited to very small traders or micro merchants, who may find SumUp or Zettle easier to adopt with no contracts and app based terminals.

EVO Payments Pricing & Comparison

EVO uses a tailored pricing model, meaning your transaction rates will depend on monthly card turnover, card type (debit, credit, corporate), and risk profile. While exact figures aren’t published, most UK merchants can expect:

  • Transaction fees: from 0.99% to 2.75%
  • Monthly service fees: may include PCI, reporting, and support costs (£4.99–£9.99 typical)
  • Terminal rental: from £15–£30/month depending on model
  • Early termination fee: may apply on fixed term contracts

Compared to high street acquirers like Barclaycard or Lloyds Cardnet, EVO offers:

  • Better B2B interchange optimisation (Level 2/3)
  • Flexible integration options
  • Direct acquirer support vs white-labeled services

Compared to all in one providers like Square or Dojo, EVO offers deeper control, more configuration options, and a more traditional merchant account setup. It’s best suited for medium to large businesses that want to negotiate rates based on volume and sector.

At Compare Card Fees, we can help assess whether EVO Payments is the right fit and secure pricing tailored to your industry.

Pros and Cons of EVO Payments

PROS

Scalable for retail, hospitality, and B2B

Direct acquiring and gateway infrastructure

Strong support for multi-channel commerce

Competitive rates for high-volume merchants

Reliable integration with EPOS and business systems

Cons

Not as plug and play as Square or SumUp

Contracts typically fixed-term (12-36 months)

Pricing not visible upfront, requires consultation

FAQs about EVO Card Payments

Is EVO Payments available in the UK?

Yes. EVO Payments operates across the UK and Europe, offering local support and settlement in GBP.

What is EVO card payments?

EVO card payments refers to their card processing services for in person, online, and phone based transactions.

Does EVO offer contactless card machines?

Yes. EVO provides terminals that support chip & PIN, contactless, Apple Pay, and Google Pay.

How fast are payouts from EVO?

Settlement is typically next day or two working days, depending on your agreement.

Is EVO suitable for hospitality businesses?

Yes, with portable card machines and EPOS integrations, it’s ideal for cafés, bars, and hotels.

Can EVO handle B2B payments?

Yes. EVO supports Level 2/3 card processing for businesses invoicing corporate and commercial clients.

Does EVO offer ecommerce solutions?

Yes, including a hosted payment page, virtual terminal, and developer friendly APIs.

Is EVO PCI compliant?

Yes. EVO supports full PCI DSS compliance and provides tools to help you stay secure.

Can I cancel my EVO Payments contract early?

Early exit fees may apply depending on contract terms. Review the full agreement before signing.

Can Compare Card Fees help with EVO pricing?

Yes, we help UK businesses negotiate rates and compare EVO Payments against other leading providers.

Is EVO Payments Right for Your Business?

If you're a growing business looking for a professional grade payment processor with in-store, online, and B2B capabilities, EVO Payments is a strong choice. Its status as a global acquirer with UK support, flexible integrations, and optimised pricing for high volume transactions makes it well suited for retail chains, hospitality operators, and B2B sellers.

It may not be the fastest to set up or the cheapest for sole traders but for merchants who value stability, scale, and service, EVO card payments provide a dependable path forward.

Still exploring options? Compare UK payment providers here to find the best fit for your business.

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We’ve helped companies of all sizes, from local retailers to national ecommerce brands reduce their card processing fees without the hassle. Our clients process over £1 billion in payments annually through the UK’s leading providers.

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